libcats.org
Главная

Lending to Higher Risk Borrowers: Sub Prime Credit and Sustainable Home Ownership

Обложка книги Lending to Higher Risk Borrowers: Sub Prime Credit and Sustainable Home Ownership

Lending to Higher Risk Borrowers: Sub Prime Credit and Sustainable Home Ownership

, , ,
An investigation into the financial products available, and the impact of lending, to borrowers who are not sought by mainstream lenders. In view of the recent increase in the number of firms seeking to sell financial products to those either with impaired credit ratings (such as people who have CCJs against them, or uncertified income) or those already struggling with debt, this report presents a systematic overview of the financial products available to this market. Drawing on interviews key players in the market, including lenders and regulators, together with a systematic review of development of the industry as a whole, it summarises the terms and conditions that such financial products offer and documents the penalties that are imposed for default. This report represents the first attempt to scope the extent and nature of sub prime housing lending. It considers whether these financial products, such as loans allowing people to consolidate existing debts, help to combat financial exclusion or exacerbate the problem in that they are largely taken up by the poorest and most vulnerable consumers, some of whom may be taking unsustainable borrowing. In particular, it examines whether the products represent good value for money and whether they are jeopardising the longer-term sustainability of owner-occupation, by tying such borrowing against the security of house.
EPUB | FB2 | MOBI | TXT | RTF
* Конвертация файла может нарушить форматирование оригинала. По-возможности скачивайте файл в оригинальном формате.
Популярные книги за неделю:

Ключ к сверхсознанию

Автор:
Категория: Путь к себе
Размер книги: 309 Kb

Древо жизни

Автор:
Категория: Путь к себе
Размер книги: 1.70 Mb

Здоровье надо созидать

Автор:
Категория: Здоровье
Размер книги: 363 Kb
Только что пользователи скачали эти книги:

Выпендрежники

Автор:
Размер книги: 42 Kb

Авиационные приборы

Автор:
Категория: Авиация, Приборы
Размер книги: 7.61 Mb

Volkswagen LT 75-95 г.в. Руководство по ремонту

Автор:
Категория: Авто
Размер книги: 6.35 Mb

Mechanical Analysis of Electronic Packaging Systems

Автор:
Размер книги: 37.02 Mb

The French Wars 1792-1815

Автор:
Категория: history_military
Размер книги: 2.98 Mb

Руководство по ремонту Volkswagen Golf I/Jetta

Автор:
Категория: КНИГИ, ТЕХНИКА
Размер книги: 34.62 Mb

How Miss Rutherford Got Her Groove Back

Автор:
Категория: fiction
Размер книги: 261 Kb

Corsair - Jack Du Brul

Автор:
Категория: fiction
Размер книги: 522 Kb