I have read a number of financial planning books just to get different views from financial advisors and I have to say that this one tops my list. I myself am a financial planner and currently studying for my CFP. This book was an easy read for those who may not know too much about financial planning. It also contains a wealth of information and insight to provide value to people like me who have a financial background. One of the comments I read about the book before I read it made it seem as having an advisor with a CFP did not matter. As Mr. Zhang points out in his book only 4% of advisors have their CFP because it is such a rigorous process that includes a two day 10 hr exam! After all if it was a simple exam why wouldn't all advisors get certified? I really enjoyed reading this book and I have recommended it to my other colleagues.

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