You need this book. Anyone can get into trouble with debt. Many people who get into unmanagable debt do so through little or no fault of their own.... They get into trouble because of bad luck--being laid off work, or not having adequate medical insurance coverage when a serious illness strikes, or having a child or family member with expensive needs.



Then the phone calls start--at first, merely embarassing...then later, sometimes, the debt collectors get outright scary and threatening. This book can help you manage all that--teaches you what your rights are and what to do to stop the harrassing and threatening calls.



Buy the book. It's the cheapest therapy I know for someone who needs helps in stopping debtor harrassment.