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Risk and insurance in construction

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Risk and insurance in construction

Those involved in construction have to cope with so much learning in their own discipline that they shun further involvement in subjects such as insurance and law, which in themselves are so deeply and intensely complex. However, insurance and law are interwoven in the basic procedures used in the construction industry for undertaking work, be they design, construction, supervision or operation, or any combination of them. Furthermore, they both interact with the theory of risk and the application of risk management. From the legal point, the interaction with risk emanates from the very purpose of the construction contract, which is to allocate the risks between the parties to which the project is exposed. From an insurance aspect, risk forms the basis of insurability and premium calculation.
This thorough and readable text deals with the subject of construction insurance from the rationale behind it through to its day-to-day practice.
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