Radu, an electrical engineer who works as a consultant for payment systems and telecom operations in Belgium, has written a thorough description of EMV chip card technology. Following a description of chip migration with EMV and its use for debit and credit cards, Radu details the processing of such cards, including remote card payments, with attention to various formats. A lengthy section of appendices details the technology's security framework, threats, services, mechanisms, and risk management.

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